Lending

MWB has helped clients cut through the jargon of banks and traditional lenders to enable them to choose the right home loan for their needs.

Whether you are a first home buyer, buying an investment property or refinancing, talk to MWB to see how we can tailor a financial solution to suit you.

First Home Buyer

Before you get started, it would be wise to ask yourself 4 simple questions to start the process of owning your first home:

1. How much deposit do I have?
2. How much do I plan to pay for a property?
3. When will I be ready to buy my first property?
4. Do I qualify for the government’s First Home Owners’ Grant?

Once you’ve answered these questions you’re ready to contact MWB.

Investment Property

Investment properties are an excellent way of putting your hard earned money to work and so provide security in your retirement years. To help you decide if you are ready to buy an investment property, ask yourself these questions:

1. Can I expect good capital growth in this property?
2. What income do I expect to generate from this property?
3. How long do I expect to hold the property for?
4. Will the property be:

negatively geared i.e. the expense of the property is greater than the income it generates

or

neutrally geared i.e. income generated by the investment property is equal to its expenses;

or

positively geared i.e. income generated by the property is greater than expenses.

Once you’ve answered these questions you’re ready to contact MWB.

Refinance

Home loans are portable. This means we can refinance your existing loan with a more competitive loan. Call us to find out how.

Save money by switching to a better loan - Savings can be achieved by lower interest rates, fixing or adding an offset account to your home loan and/or reducing service charges. By doing this you can cut years off your loan!

Save money by consolidating your finances - By consolidating credit cards, personal loans and car loans with your home loan you avoid excessive interest payments, fees and charges.

There’s no need to shop around as MWB has a choice of over 30 lending institutions.